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Terms of Service

Last updated: June 2026

1. Acceptance

By using VantagePay, you agree to these terms. If you do not agree, do not use the service.

2. Eligibility

You must be at least 18 years old to use VantagePay. Use of the service may be restricted in certain jurisdictions. It is your responsibility to ensure compliance with local laws.

3. Service Description

VantagePay issues virtual Mastercard cards funded by cryptocurrency deposits on the Solana blockchain. Cards can be used anywhere Mastercard is accepted online. Top-ups are processed via Solana transactions and subject to the fees displayed at the time of the transaction.

4. Fees

Standard top-up fee: 5%. Reduced fee when paying with $VAN: 1%. Cashback rewards: 2% in $VAN on purchases. All fees are disclosed before confirmation. VantagePay may adjust fee structures with notice.

5. No KYC Tier

The anonymous tier has limits of $500/day and $1,000/month. Higher limits require KYC verification. VantagePay reserves the right to request verification for any account.

6. Prohibited Activities

You may not use VantagePay for:

  • Illegal transactions or money laundering
  • Gambling where prohibited by law
  • Circumventing sanctions or trade restrictions
  • Any activity that violates Mastercard network rules

7. Limitation of Liability

VantagePay is provided "as is" without warranty. We are not liable for losses resulting from blockchain network issues, wallet security breaches, or merchant disputes. Use at your own risk.

8. Changes

These terms may be updated. Continued use after changes constitutes acceptance of the new terms.